Description

TAFI Pay lets your customers buy now and pay in installments without a credit card, using a WhatsApp-based confirmation flow operated by TAFI Tech in Panama.

How it works:

The customer selects “Pay with TAFI” at checkout
The customer enters a Panamanian mobile phone number
TAFI sends a credit request to the customer through WhatsApp
The customer accepts within 2 minutes and the payment is confirmed automatically
Your store receives a webhook notification and processes the order

Features:

Native integration with WooCommerce, no extra code required
Simple setup: only an API Key and Merchant ID are needed
Sandbox and production environments
Automatic notifications via webhook
High-Performance Order Storage (HPOS) compatible
WooCommerce Checkout Blocks compatible
Transaction details visible in the order admin panel
Debug logs integrated with WooCommerce

Requirements:

WordPress 5.8+
WooCommerce 6.0+
PHP 8.0+
Active TAFI merchant account, available at the TAFI merchant portal

Third-Party Services

This plugin connects to the TAFI API, a service provided by TAFI Tech, to process Buy Now, Pay Later (BNPL) payments.

When a customer selects TAFI as their payment method at checkout, the following data is sent to the TAFI API:

Merchant ID (idComercio)
Customer phone number (celular)
Order total amount (valor)
Order description (descripcion)
Branch name (sucursal)
Salesperson name (vendedor)
Transaction ID (idTransaccion)

TAFI notifies your store of the payment result via webhook.

Service endpoints:

Production: https://api.fintafi.com
Sandbox: https://api.tafitech.io/dev

Links:

TAFI website: https://tafi.com.pa
Privacy policy: https://tafi.com.pa/politica-de-privacidad

Please review TAFI’s privacy policy before using this plugin.

Installation

Automatic installation (recommended):

In your WordPress dashboard go to Plugins > Add New
Search for “TAFI Pay”
Click “Install Now” and then “Activate”

Manual installation:

Download the plugin ZIP file
Go to Plugins > Add New > Upload Plugin
Upload the ZIP and activate the plugin

Configuration:

Go to WooCommerce > Settings > Payments
Click on “TAFI” to configure it
Enter your API Key and Merchant ID (obtained from the TAFI merchant portal)
Copy the displayed Webhook URL and register it in your TAFI panel
Choose the environment (Sandbox for testing, Production for live sales)
Save changes

FAQ

Do I need a TAFI account to use this plugin?: Yes. You need to register as a merchant at the TAFI merchant portal to obtain your API Key and Merchant ID.
Does the plugin work outside Panama?: No. TAFI operates exclusively in Panama. The payment method only appears for customers with a Panamanian billing address (PA).
What order totals does Tafi accept?: From USD 20.00 to USD 1,500.00. Outside that range the payment method is shown disabled at checkout with a note.
How do I configure the webhook?: After activating the plugin, go to WooCommerce > Settings > Payments > TAFI. You will find your webhook URL in this format:
https://your-store.com/wc-api/tafi_webhook/
Copy it and register it in your TAFI panel.
Where can I see transaction logs?: Enable “Debug log” in the plugin settings. Logs are available under WooCommerce > Status > Logs > tafi-pagalo-relax.
Is the plugin HPOS compatible?: Yes. The plugin is fully compatible with High-Performance Order Storage (Custom Order Tables).

Reviews

There are no reviews for this plugin.

Contributors & Developers

“TAFI – Págalo Relax” is open source software. The following people have contributed to this plugin.

TAFI

Translate “TAFI – Págalo Relax” into your language.

Interested in development?

Browse the code, check out the SVN repository, or subscribe to the development log by RSS.

Changelog

1.1.7

Stability and security improvements.

1.1.6

Tafi is offered for order totals from USD 20.00 to USD 1,500.00. Outside that range the method stays visible at checkout but disabled, with a note showing the applicable limit.
New tafi_min_amount and tafi_max_amount filters for developers.

1.1.5

Refreshed checkout presentation: sharper SVG logotype and a “Pagar con” label.
New “Logotipo” setting for checkouts with a dark background.

1.1.4

Stability improvements.

1.1.3

Stability improvements.

1.1.2

New “Cancelar y elegir otro método de pago” button on the confirmation page.
Sign-up link for customers who are not Tafi users yet.
Stability improvements.

1.1.1

Stability improvements in the WordPress editor.
Tested with WordPress 7.1.

1.1.0

Redesigned order confirmation page with a status pop-up.
“Consultar estado en TAFI” button in the order admin screen.
Improved order reconciliation.

1.0.0

Initial release.

Description

Third-Party Services

Installation

FAQ

Do I need a TAFI account to use this plugin?

Does the plugin work outside Panama?

What order totals does Tafi accept?

How do I configure the webhook?

Where can I see transaction logs?

Is the plugin HPOS compatible?